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Your auto insurance coverage is supposed to protect you from the costs of an accident. Our Ohio auto accident attorneys recommend that all our clients review their auto insurance policies, so they know what kind of coverage they have.
There are a variety of types of auto insurance coverage, which may include:
When you have an auto accident that causes you injury, you probably have a claim for damage to your car that is handled separately from claims for physical injury suffered by you or your family members riding in the car with you.
Your insurance policy may cover some of these damages. It is the job of your auto accident attorney to hold the at-fault party, or responsible driver, accountable for the injuries you sustained. Without an attorney on your side, you may not receive the full amount of compensation you are owed.
In most cases, the at-fault party is responsible for covering the costs associated with your property damage claim. If that driver doesn’t have insurance or doesn’t have enough insurance to cover the cost of the damages, your insurance may have to cover these costs.
In the state of Ohio, it is illegal to drive a car without insurance or proof of financial responsibility (FR). Drivers who purchase auto insurance must also have minimum liability coverage.
Remember, these are the minimum requirements. If you don’t have enough coverage, you may be responsible for additional costs. An auto accident attorney from Nurenberg, Paris, Heller & McCarthy can help you navigate your insurance coverage. Call us today (216) 230-6352 or complete a free initial consultation form.
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